Voluntary Student Health Insurance Plan

Oregon Tech no longer offers a voluntary student health insurance plan. Although this plan is longer be available, you should be aware of options that you have in order to maintain health insurance coverage while attending Oregon Tech.

  1. Coverage under a parent’s employer insurance plan: For those under age 26, you may qualify to enroll as a dependent on the health insurance held by a parent.
  2. Individual coverage through your state insurance marketplace: Coverage is available for individual enrollment through the insurance marketplace in the state in which you are a permanent resident. Visit http://healthcare.gov and complete the questionnaire to view plans that you may qualify for. Depending on your household income, you may also qualify for a subsidy for coverage purchased through your state marketplace.
  3. Individual health insurance plans available on the open market (outside of the official state marketplace).

International Student Health Insurance Requirements

All international students and their accompanying dependents are required to have health insurance while enrolled at a public Oregon institution. As part of your immigration status as a J-1 Exchange visitor or a F-1 Student, the U.S. government has set minimum requirements for health insurance coverage.

F1 students will be automatically enrolled and charged the cost of the insurance plan each term. F1 students who remain in the U.S. during vacation periods will continue to be enrolled in the insurance plan regardless of their enrollment in (summer) classes. If you are an F1 student who is traveling out of the U.S. during the summer, use the travel request form to notify your International Advisor.  

The Student Health Insurance Plan (SHIP) offered through Oregon Tech is specifically designed to meet the needs of international students including visa requirements. You will see the insurance charge along with the Student Health fee (which is a separate fee paid by all students who are registered for 6 or more on-campus credits) on your bill each term.

Our insurance provider created these tutorials to help you understand how health insurance in the United States works, how to use your health insurance plan, how coverage and payments are managed, and what to do if you need medical care

If you have questions about the student health insurance, contact your International Student Advisor. 
Health requirements for F1 students are managed and monitored by the Integrated Student Health Center (Klamath Falls campus). All students are required to submit health records. F1 students must submit these records before attending classes. 
Please read here for more information.


Overview of U.S. Healthcare

Needing to learn more about the healthcare system in the United States? Watch this quick six minute video for a brief overview and important tips to consider both before and after your move from home.

This video teaches international students how to prepare for their arrival in the US, how the US healthcare system works and how students should seek medical care appropriately if they become sick or injured.

Please visit www.internationalstudentinsurance.com/explained/ for more information.



Need More Information?

Go to Gallagher Student Health & Special Risk to review and download an international student insurance plan brochure, find information about waiving (if you have comparable insurance in place), or request a new ID card. You can also contact Gallagher's customer service at 800-466-7103 8:30a.m.-7:00p.m. EST Monday-Friday or by email at OITstudent@gallagherstudent.com.

Josie Hudspeth
International Student Services Advisor

We've developed this HOW TO GUIDE for you to download with clickable links that direct you to pieces of the international insurance process that students find most challenging. We know that insurance in the United States presents a lot of new questions and can be a big challenge to work with. 

We recommend that you do these things once you arrive at school. 

  1. Save and read the document
  2. Create your health portal account
  3. Download the HealthSmart app
  4. Download your insurance card


Screenshot of the Insurance How To Guide document which can be downloaded on this page.